حماية أموال العملاء (CMP)

دليل

Deposits: the cap, the 30 days and the prescribed information

A tenancy deposit in England is capped at five weeks' rent (six weeks when the annual rent is £50,000 or more), must be protected in a government-approved scheme within 30 days of receiving it, and the tenant must get the prescribed information in the same 30 days. Miss that and a court must order you to pay one to three times the deposit.

دليل

Rent in advance and rent bidding: what the Renters’ Rights Act allows

Since 1 May 2026 you cannot take rent before the tenancy agreement is signed, can take at most one month's rent before it starts, and cannot invite or accept offers above the rent you advertised.

دليل

Making Tax Digital for landlords: who, when and how

Making Tax Digital for Income Tax began on 6 April 2026 for qualifying income over £50,000; £30,000 follows in April 2027 and £20,000 in April 2028. What counts, quarterly updates and joint owners.

دليل

Landlord insurance: is it a legal requirement, and what does it cover?

No law makes a landlord in England buy insurance, but your mortgage, your lease and your existing policy may. What landlord policies usually cover, what they leave out, and what you cannot pass to the tenant.

مسرد المصطلحات

Rent guarantee insurance

An insurance policy a landlord buys that pays the rent, and often legal costs, if a tenant falls into arrears. It is the landlord's cost, never the tenant's.

مسرد المصطلحات

Capital gains tax 60-day report

When you sell a UK home that is not your main home and owe capital gains tax, you must report and pay it to HMRC within 60 days of completion.

مسرد المصطلحات

Council tax liability

Who must pay council tax on a home. Usually the tenant living there; the owner for an HMO, an empty home or where nobody lives there as their main home.

مسرد المصطلحات

Energy performance certificate (EPC)

A certificate rating a home's energy efficiency from A (best) to G, valid for ten years. Needed before a home is let or sold, and shown in adverts.

مسرد المصطلحات

Guarantor

A person who promises in writing to pay the rent, or cover other losses, if the tenant does not. Often asked of students or people on a lower income.

مسرد المصطلحات

Holding deposit

A payment of up to one week's rent to reserve a home while the landlord checks an application. It must be returned or put towards the rent or deposit.